{"id":4859,"date":"2021-08-25T06:57:05","date_gmt":"2021-08-25T01:27:05","guid":{"rendered":"https:\/\/www.universityliving.com\/blog\/?p=4859"},"modified":"2025-01-24T15:22:19","modified_gmt":"2025-01-24T09:52:19","slug":"loan-options-for-studying-in-the-united-states","status":"publish","type":"post","link":"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/","title":{"rendered":"Loan Options for Studying in The United States"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Education_loan_options_for_studying_MS_in_the_USA\" >Education loan options for studying MS in the USA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Process_of_getting_an_Education_Loan_for_MS_in_the_USA\" >Process of getting an Education Loan for MS in the USA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Education_loan_options_for_MS_in_the_USA_without_collateral\" >Education loan options for MS in the USA without collateral<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Advantages_of_education_loans_without_collateral\" >Advantages of education loans without collateral:<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Repayment_tenure\" >Repayment tenure\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Processing_Time\" >Processing Time\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Expenses_Covered\" >Expenses Covered\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Co-applicants_Income_proof\" >Co-applicant\u2019s Income proof<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Eligibility_criteria_for_education_loan_for_MS_in_the_US\" >Eligibility criteria for education loan for MS in the US<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#List_of_documents_required_for_a_without_collateral_educational_loan_for_the_USA\" >List of documents required for a without collateral educational loan for the USA<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Education_loan_options_for_MS_in_the_USA_with_collateral\" >Education loan options for MS in the USA with collateral<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Repayment_Period\" >Repayment Period<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Processing_Time-2\" >Processing Time\u00a0\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Expenses_Covered-2\" >Expenses Covered\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Common_Reasons_for_the_decline\" >Common Reasons for the decline<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Collaterals_accepted_as_secured_education_loan\" >Collaterals accepted as secured education loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.universityliving.com\/blog\/student-finances\/loan-options-for-studying-in-the-united-states\/#Documents_required_for_an_educational_loan_for_the_USA_with_collateral\" >Documents required for an educational loan for the USA with collateral<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">The USA has lots of choices for international postgraduates and is the world&#8217;s most preferred study overseas destination. America is one of the largest countries with 50 States and more than 4,500 higher educational colleges (out of which 1,700 offer Master\u2019s degrees). Studying in these universities and colleges requires certain finances that can be easily arranged by taking an <\/span><span style=\"font-weight: 400;\">education loan for the US<\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Education_loan_options_for_studying_MS_in_the_USA\"><\/span><b>Education loan options for studying MS in the USA<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">An education loan is money borrowed to fund education-related costs. Introduced by the SBI in 1995, it is now proposed by most public and private sector banks and some NBFCs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">An education loan comes with two options &#8211; a secured and an unsecured one.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">An education loan without collateral\u00a0is termed an unsecured loan. This means that the student concerned does not have to pledge any possession to get a loan. Many private banks and\u00a0NBFCs offer such loans.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the contrary, an education loan with collateral is termed a secured loan. In this, the student has to mortgage a fixed property or asset. This loan has a lower interest rate and a longer repayment tenure.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Process_of_getting_an_Education_Loan_for_MS_in_the_USA\"><\/span><b>Process of getting an Education Loan for MS in the USA<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Getting an education loan may seem like a herculean task but it totally depends on certain terms and conditions.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Public and private sector banks and NBFCs have their own eligibility criteria followed by an application and approval process.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loan sanction also depends on the institution the course is being pursued at.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Seeking professional advice from an expert can help in easy approval making education loans for MS in the US more accessible.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Education_loan_options_for_MS_in_the_USA_without_collateral\"><\/span><b>Education loan options for MS in the USA without collateral<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Education loans without collateral for the USA are offered by various types of banking institutions. Public banks offer educational loans only up to INR 7.5 lakhs without collateral which is insufficient to fund the cost of studying overseas. Private banks and NBFCs can also be considered to avail without collateral education loans to arrange funds for a greater amount.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Advantages_of_education_loans_without_collateral\"><\/span><b>Advantages of education loans without collateral:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"Repayment_tenure\"><\/span><b>Repayment tenure\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The maximum repayment duration for educational loans without collateral is 20 years.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private and public banks, the tenure is 10 years.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In case the student wishes to extend the repayment tenure they can get in touch with the lender and request for an extension.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Students can avail of a\u00a0customized loan\u00a0as well.\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"Processing_Time\"><\/span><b>Processing Time\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private banks take around 5-7 days\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NBFCs take 4-5 days.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In the event of delay by the lender, the student can seek the help of the upper management and try to get the loan sanctioned on time.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"Expenses_Covered\"><\/span><b>Expenses Covered\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private banks cover 85% of the total cost\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NBFCs cover 100% of the expenses<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span class=\"ez-toc-section\" id=\"Co-applicants_Income_proof\"><\/span><b>Co-applicant\u2019s Income proof<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private banks usually demand co-applicants to show a monthly income greater than 35k.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NBFCs normally require the co-applicant\u2019s monthly income to be greater than 20k.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The exact income requirement may differ as per the loan amount.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">As per standard guidelines, in NBFCs, 50% of the income should be enough to bear the interest per month.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">As for banks, this number is 65%<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Eligibility_criteria_for_education_loan_for_MS_in_the_US\"><\/span><b>Eligibility criteria for education loan for MS in the US<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Citizen of India<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">18 years and above<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Letter of acceptance from university at USA or equivalent<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"List_of_documents_required_for_a_without_collateral_educational_loan_for_the_USA\"><\/span><b>List of documents required for a without collateral educational loan for the USA<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">All financial institutions providing unsecured loans urge borrowers to submit a standard list of documents. This may vary as per the bank and student\u2019s profile. the main documents include:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">KYC of both the applicant and co-applicant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Valid Citizenship and residence proof of the applicant and co-applicant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Appropriate mark sheets of the applicant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Academic records of the applicant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof\u00a0of admission<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank account statements of the co-applicant\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Form 16 and ITR of the co-applicant\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Structure of fees\u00a0<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Education_loan_options_for_MS_in_the_USA_with_collateral\"><\/span><b>Education loan options for MS in the USA with collateral<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Public, Private banks, and NBFCs offer education loans for the US with collateral. Advantages of a loan with collateral include:<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Repayment_Period\"><\/span><b>Repayment Period<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The repayment period for public banks is 15 years<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private banks and NBFCs stretch over 20 years and 10 years respectively.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Processing_Time-2\"><\/span><b>Processing Time<\/b><span style=\"font-weight: 400;\">\u00a0\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Public banks usually take 12-15 days to process education loans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private banks take 10-12 days.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For NBFCs, the processing time is 8-10 days.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Expenses_Covered-2\"><\/span><b>Expenses Covered\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Public banks cover 90-100% of the total costs.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private banks cover 85%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NBFCs mostly cover 100% of the expenses.\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Common_Reasons_for_the_decline\"><\/span><b>Common Reasons for the decline<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Public and private banks decline applications in case of incomplete collateral documents and poor CIBIL scores.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NBFCs mainly state CIBIL and low income as the reason.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Collaterals_accepted_as_secured_education_loan\"><\/span><b>Collaterals accepted as secured education loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tangible Assets including<\/b><span style=\"font-weight: 400;\"> real estate such as land, house, flat, etc.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Intangible Assets <\/b><span style=\"font-weight: 400;\">as in\u00a0liquid securities such as mutual funds, fixed deposits, life insurance policies, government bonds, etc.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Documents_required_for_an_educational_loan_for_the_USA_with_collateral\"><\/span><b>Documents required for an educational loan for the USA with collateral<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The standard documents which banks commonly require the applicants to submit are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">KYC of both the applicant and the co-applicant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Valid Citizenship and residence proof of both<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Related mark sheets of applicant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Academic records of the applicant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of admission<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Co-applicant\u2019s bank account statements<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Form 16 and income tax details of the co-applicant<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Property related documents<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Structure of fees<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you are confused, it is best to get assistance from an education loan counsellor like <\/span><span style=\"text-decoration: underline;\">GyanDhan<\/span><span style=\"font-weight: 400;\">. Choose the education loan smartly and ward off all the hassles of arranging funds for your study in the US!<\/span><\/p>\n<p><em>Guest blog by Gyandhan<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The USA has lots of choices for international postgraduates and is the world&#8217;s most preferred study overseas destination. America is one of the largest countries with 50 States and more than 4,500 higher educational colleges (out of which 1,700 offer Master\u2019s degrees). Studying in these universities and colleges requires certain finances that can be easily [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4860,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[975],"tags":[994],"class_list":{"0":"post-4859","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-student-finances","8":"tag-united-states"},"_links":{"self":[{"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/posts\/4859","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/comments?post=4859"}],"version-history":[{"count":0,"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/posts\/4859\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/media\/4860"}],"wp:attachment":[{"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/media?parent=4859"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/categories?post=4859"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.universityliving.com\/blog\/wp-json\/wp\/v2\/tags?post=4859"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}