Studying abroad is a lifelong dream for many students. After meeting this dream, you are in joy and jubilation.
You may forget about the likelihood of financial damages during your stay.
It’s best to always be well prepared and have a financial cushion that will save you from the hassle while you are studying abroad.
A travel insurance policy is the safety net that can cover financial problems, including medical support, theft, etc.
Medical Coverage
It doesn’t matter which part of the country you live in. When you fall ill, you will have to pay a massive chunk of money if you don’t have insurance.
And, especially if you are staying abroad away from your family, you need to be insured.
With student health insurance, you can be covered for accidental injuries and any severe illness.
It will save you from stress, worry, finances, and, most importantly, your health.
Baggage coverage
As they say “prevention is better than cure” and here’s where you need to have travel insurance. There’s never a smooth journey with luggage when people travel.
There are times when it gets delayed or goes missing. So, in case this mishap turns into an event of stress while you are in another country, it is advisable to get student insurance.
In the event of a baggage delay, you can rest easy. The cost of any items you need to buy will be covered by the insurance until your bag reaches you safe and sound.
And, if you lose your luggage, all the costs will be reimbursed for the items in it.
In case, you haven’t found accommodation, you can also opt to store your baggage in a safe and secure place like taking a baggage storage service.
Compassionate Visit
There’s nothing better in the world than having a loved one near you when you are ill, right? Say you are in another country far away from home and are ill. You will want your mom or dad close to you.
Student travel insurance can be your saviour in such times. If you are ill for more than 5 days, you will bear the cost of travel.
[ Also Read: Top 5 Traveling Tips for International Students ]
Loss of passport
This would never cross your mind when you are busy preparing for your travels. But the passport is your identity card and the most important one.
Imagine losing it. What will you do? You will have to go through so much hassle to even get a temporary one. But with student travel insurance, you will always be at ease.
You just need to contact your insurance company, and they will provide you with a temporary one until you get a new original passport.
So, you may think to yourself, “Is it mandatory?”
Well, it is not mandatory, but it can protect you against any financial risk that may take place in your life while you are away from home on your own.
It is advisable to have this and to insure yourself.
Why take the risk when you know the ways to stay secure?
We hope this blog helps you understand the need for student insurance and its benefits for your travel.
