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Top Apps for Students in Australia to Manage Budget and Study

October 22, 2025 4 Mins Read
Updated On: October 21, 2025

manage budget in Australia

Table of Contents

  • University Living: Find Affordable Accommodation Easily
  • Splitwise: Track Shared Expenses with Ease
  • Notion: Your Study and Life Planner
  • Wise: Simplify International Money Transfers
  • Quizlet: Study Smarter, Not Harder
  • MealBoard: Plan Meals and Save Big
  • Forest: Stay Focused and Beat Distractions
  • Conclusion 
  • Frequently Asked Questions 
    • What is the best money budget app for Australia? 
    • How to manage your budget as a student? 
    • How to find affordable student accommodation in Australia? 
    • How do international students afford to study in Australia? 
    • What are the top student cities in Australia? 

Moving to Australia for studies is exciting. The cities are lively, the universities are top-notch, and there is always something happening. But managing tuition, rent, groceries, and assignments at the same time can be stressful (especially for international students). 

That is why many students rely on apps. Some help you manage budget in Australia, others keep track of deadlines, and some even make day-to-day life easier. From finding good student accommodation in Australia to staying focused on studies, the right apps can save time and make student life a lot smoother. 

University Living: Find Affordable Accommodation Easily

    If there is one app every international student should download before landing in Australia, it’s University Living. The platform helps you find safe, verified, and affordable student accommodation near top universities across cities like Sydney, Melbourne, and Brisbane. 

    What makes it stand out? 

    • Instant comparison of verified properties 
    • 24×7 student support 
    • Assistance with booking, payment, and even airport transfers 

    The best part? It helps you manage your budget in Australia by offering flexible rent options and deals tailored for students. It is more than just a housing app; it is like having a student concierge for your entire stay. 

    Plan smarter, spend better.

    Calculate your expected living costs before you move abroad.

    Calculate Now

    Splitwise: Track Shared Expenses with Ease

      Living with roommates is fun, until the bills arrive. That is where Splitwise steps in. It helps students keep track of shared expenses for rent, groceries, utilities, and weekend trips without the awkward “who owes what” conversations. 

      Why choose Splitwise? 

      • Automatically splits costs 
      • Sends reminders 
      • Connects with digital payment apps

      Whether you are in a student flat or sharing an Airbnb during holidays, Splitwise ensures transparency and smooth budgeting. 

      For students learning to manage budget in Australia, this app is a must-have for avoiding confusion and staying financially balanced. To know more tips to save money in Australia, give this blog a read.

      Notion: Your Study and Life Planner

        University life can feel like a constant juggling act. Lectures, assignments, part-time work, and social plans. Notion helps you bring structure to that chaos.

        How it works: 

        • You can create dashboards for study notes 
        • Set assignment deadlines 
        • Track your personal goals in one place. 

        It is especially useful for visual learners who like to see their entire week at a glance. The app syncs across devices. So, you can update notes during lectures or while studying at a cafe. With its clean design and flexibility, the app makes it easier to manage study time and stay productive throughout the semester. 

        Wise: Simplify International Money Transfers

          Handling international finances can be stressful. But Wise (formerly TransferWise) makes it easy and transparent. It lets you send, receive, and convert money across countries with real exchange rates and low fees. 

          For students paying tuition, rent, or daily expenses in Australia, Wise eliminates the confusion of hidden bank charges. You can even hold multiple currencies and transfer funds instantly. It is one of the smartest ways to manage budget in Australia if you rely on family transfers or freelance income from home. 

          Quizlet: Study Smarter, Not Harder

            If you prefer interactive learning, Quizlet is your perfect study companion. It helps you turn class notes into digital flashcards, quizzes, and games that make revision more engaging. 

            You can join existing study sets or create your own, share them with friends, and practice anywhere. Even offline. Quizlet’s spaced repetition feature helps you memorize efficiently and track your progress over time. It is a perfect way to manage study hours and prepare for exams without burning out. 

            MealBoard: Plan Meals and Save Big

              Food is a major part of your weekly expenses. And eating out in Australia can get expensive fast. MealBoard helps students plan their meals, store recipes, and build grocery lists that stick to their budget. 

              You can schedule meals for the week, track ingredients, and even reduce waste by using what you already have. It is a simple but powerful way to manage budget in Australia and maintain a balanced diet. Something most students overlook when life gets busy. 

              Cooking at home doesn’t just save money, it also helps you eat healthier and make better lifestyle choices. 

              Forest: Stay Focused and Beat Distractions

                We all know how easy it is to lose focus. One notification from Instagram and suddenly an hour’s gone. Forest keeps you disciplined by turning productivity into a small game. When you focus on a task, a virtual tree starts growing; if you exit the app, your tree dies. 

                What does it do? 

                • An effective way to manage study sessions 
                • Reduces screen time 
                • Helps you stay consistent with your goals 

                The best part? Forest partners with real tree-planting organizations. So, your focus sessions contribute to a greener planet. 

                Conclusion 

                Life in Australia is full of opportunities. But it is also about balance. With the right tools, you can easily manage budget in Australia and stay consistent with your studies. Apps like Notion, Splitwise, and Forest keep you organized, while University Living ensures you have a comfortable home base to return to after a long study day. 

                Choose smart. Study smart. Live Better.

                Frequently Asked Questions 

                What is the best money budget app for Australia? 

                There are various budgeting apps for students studying in Australia. These include PocketSmith Sidekick, Goodbudget, Finder App, and more. 

                How to manage your budget as a student? 

                To manage your budget as a student, start by setting a time span and choosing a budgeting tool. Review your monthly income, categorize expenses, and save for emergencies. Finally, balance your budget and update it regularly to stay on track. 

                How to find affordable student accommodation in Australia? 

                University Living is your one stop destination for student accommodation Australia needs. Here, you will find properties ranging from studio rooms to shared apartments. 

                How do international students afford to study in Australia? 

                Studying abroad in Australia can get heavy on the wallet. So, make sure you look for international student loans and scholarship options available for you. 

                What are the top student cities in Australia? 

                Top student cities in Australia are Melbourne and Sydney. Others include Brisbane, Perth, and Adelaide. 

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